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  • (SHARP) Program

    The Seniors Home Adaptation and Repair Program (SHARP) provides low-interest home equity loans to help seniors finance necessary repairs, adaptations and renovations to their homes. A maximum loan of $40,000 is available to seniors and senior couples with an annual total income of $75,000 or less and who have a minimum of 25 per cent home equity in their primary residence.

    How it works

    If you qualify, the Alberta government will issue you a loan(s) for home repairs, adaptations and renovations. SHARP will register a caveat against your land title certificate to secure any loan you receive. You will re-pay the loan, with interest, when you move, sell the home or sooner if you wish. 

    You are not required to make monthly re-payments.

    • The current interest rate is 3.20%

    Feel free to contact us for more information with regards to the programs and services that you may qualify for.